How To Pay With Revolut on Phone (2026 Quick Guide)

Want to pay with your phone using Revolut? It only takes a couple of minutes to set up. In this quick guide, you'll learn how to create a virtual Revolut card and add it to Apple Wallet — so you can tap and pay at any store, café, or supermarket right away.

You can get started with Revolut here and follow along with the steps below.

Open the Revolut app on your phone. In the upper right corner, you'll see a card icon — tap on it to go to your cards section.

From there, scroll down and tap Add a new card. This is where you decide what type of card you want to create.

Revolut gives you two options: a physical card or a virtual card. Physical cards need to be shipped to your address, which takes time.

For paying with your phone right away, go with the virtual card. It's created instantly and works perfectly with Apple Pay and Google Pay.

Pick your preferred card design — Revolut offers several colors and styles. Once you've chosen, tap Get a Free Card.

You'll be prompted to give your card a name. This helps you keep things organized — for example, you could name it Vacation or Daily Spending.

Once you've entered a name, tap Create Card. Revolut will generate your virtual card within seconds.

After the card is created, Revolut will prompt you to Add to Apple Wallet. Tap it, then tap Continue.

You'll need to accept the terms and conditions once. After that, you can choose to add the card to your iPhone or your MacBook.

Select your iPhone and tap Add. On the next screen, you can set this as your default card for payments — that's entirely up to you.

Once the card is in your Apple Wallet, you're ready to pay. Double-click the side button on your iPhone to open Apple Wallet.

Select your Revolut card, then tap your phone on the card reader at the checkout. The payment goes through instantly — no wallet, no physical card needed.

This works at supermarkets, grocery stores, cafés, and anywhere contactless payments are accepted.

You can view your full card details at any time in the Revolut app. Tap Show Details to see your card number, CVV, and expiration date.

If your phone is ever lost or stolen, you can freeze the card instantly from the app. This stops any unauthorized payments while keeping the card in your account.

Revolut is a digital banking app used by millions of people worldwide. It lets you hold, exchange, and spend money in multiple currencies — all from your smartphone.

Beyond payments, Revolut also offers features like savings vaults, cryptocurrency, stock investing, and international money transfers. It's a full financial super-app in your pocket.

Yes — Revolut is an excellent choice for everyday spending. The virtual card setup takes less than two minutes, and once it's in Apple Wallet or Google Pay, paying in stores is seamless.

It's especially useful when traveling abroad. Revolut supports dozens of currencies and often offers better exchange rates than traditional banks.

If you run a business, Revolut also offers a dedicated business account. It includes features like expense management, multi-user access, and international payments.

You can sign up for Revolut Business here and get started with a free plan.

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